Provides finance for companies and business professionals to purchase goods such as motor vehicles, trucks, earthmoving, industrial plant and professional equipment, which are for business use more than 50% of the time.

You take ownership of the goods upon delivery and the finance company secures the loan by registering a charge over the goods.

You own the goods your business needs without paying for them up-front with a chattel mortgage. So you can put your day-to-day cash flow to better use.

A chattel mortgage may provide tax benefits if the financed goods are used to produce assessable income. Speak to your accountant for further information about tax benefits.

100 per cent finance is available to approved customers, so you don't have to tie up your day-to-day cash flow.

Repayments can be tailored to suit seasonal cash flow. You can also arrange to make a balloon payment at the end of the loan to reduce repayments throughout the term.

You have the flexibility to repay the contract in full before the term ends.

Your new equipment acts as the security for the loan, so wecan offer you a competitive interest rate, which will be fixed throughout the life of the loan.

One to five years.

$10,000 and upwards.

Monthly, quarterly, semi-annually, annually, seasonally or irregularly.

Direct debit and periodical payment from a nominated bank account, BPAY® and cash/cheque deposits via a cash booklet.